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images 2011 Ducati Monster 796 Ducati 1198 and 1198Sa_yaja12-28 03:25 PMPlease excuse my ignorance,,but what is 529 529 is a college savings program that lets you put in money for your children's education. All contributions to the 529 account grow tax free, as long as they are used for higher education (bachelor's and above). Currently, the contribution is not exempt from Federal Income tax,